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Does Workers’ Compensation Cover Me While at Lunch?

As an employee is at work but is taking their lunch break, an injury could take place. If an injury occurs while on lunch, the employee may be able to seek workers’ compensation. But the thing that also happens is confusion based around not actually working while getting injured and the way to go about workers’ compensation may be unknown to the employee. If this is the case then contacting an attorney will be the way to go.

It is important to know if workers’ compensation will cover you while at lunch. There may not be enough information concerning what events are covered or not covered if an employee is at lunch. This is why it is important to get the answers. It may even be a good idea to check prior to getting any treatment.

Being Liable

In order for the employer to be liable for an injury, the employee must be performing work-related duties when the injury takes place. This is why a more detailed explanation is needed. In order for compensation to be claimed, an employee needs to understand the full scope of the workers’ compensation process. You may have a vague definition of liability if an injury takes place while on the property but not performing scheduled duties.

What Is Not Covered

With duties related to a job being covered by workers’ compensation, the fact that other duties that you perform that are not related to a job, will not be covered. This is because these times are known as the portal to portal rule. When this rule applies, it pertains to the coverage beginning while at work and ending as an employee leaves work. An exception may exist.

This exception may include lunch break. As an employee is taking lunch, an injury may take place while in the company cafeteria. If this occurs, then there may be confusion surrounding a claim for compensation. Circumstances that center around an employee at work or conducting errands will likely be covered. But when not physically inside the worksite or are not conducting official business or at lunch will not be eligible for compensation.

Conclusion

Due to so many laws covering workers’ compensation, you need to be able to know where to turn to for help and treatment for your injury regardless of it being covered by workers’ compensation. When you get a hold of us today, we’ll get you back on the road to recovery so that you can get back to work.

Posted in: Blog, Workers Compensation