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How Do You Receive Your Workers’ Comp Benefits?

If you have been approved for workers’ comp, you’ve made it through the hardest part of the system. The question now is how your payments will arrive. This depends on the type of workers’ comp you have been approved for, the regulations in your area, and a few other factors. Here are some of the basics regarding workers’ comp payments.

How Often Do You Receive a Payment?

Each state has its own regulations about how often payments are sent out. In some places, you’ll receive 66% of your salary every week, while other states may pay out bi-weekly or even monthly. In New York, for example, you’ll receive your payments every other week. These payments will come directly to you from your employer’s workers’ comp insurance company. Do note that these cash benefits are capped—As of July 2017, New York workers’ comp payments are capped at $870 a week, even if that is lower than 66% of your weekly earnings.

What About Medical Bills?

In most cases, your healthcare providers will bill your employer’s workers’ comp insurance company directly. You shouldn’t have to contact them to arrange payment, and you shouldn’t have to pay anything upfront. If you’ve already paid for medical expenses related to your injury, you will likely be able to submit your receipts and invoices for reimbursement. You will need to work with the insurance company directly to receive this reimbursement. You will need to submit proof of payment, so be certain you keep any paperwork and ask for receipts.

Permanent Disability

If your doctor declares that you are permanently disabled and unable to work due to your injuries, you should receive a permanent pension. This money is often paid weekly, though that’s not always the case. You and your employer may come to an agreement that results in an alternative payment schedule, including a lump sum payment or other types of regular payments.

If you need help filling out your workers’ comp paperwork or have questions about the entire workers’ comp process, we can help. Dr. Jeff Mollins has years of experience in workers’ comp. Contact us today to set up  a free evaluation.

Posted in: Blog, Uncategorized, Work Injuries, Workers Compensation